Second, mobile phone POS: 0.6% or more (100% of merchants below 0.6% have problems) 0.63% is generally reasonable: the profit is low, the expenses of the payment company and the agent are limited, and the merchants often jump to the field, public welfare, and reduction. 0.65% is more reasonable: the profit is general, the payment company and the agent are limited, and the merchant will occasionally jump to the field, public welfare, and exemption. 0.69% reasonable: the profit is enough to pay the expenses of the company and the agent, and the merchant is perfect. Note: The questions about credit card withdrawal, derating, and sealing are here. The fee for the credit card processing fee was adjusted after the 9.6th in 2016. And the proportion of the entire system has also changed. The original issuer, UnionPay, payment company, and the ratio of the three parties 7:1:2 have been broken. The original 1.25% and 0.78% rates have also disappeared. The current rates are divided into three categories: standard class 0.6, deductible class 0.38-0.48, and public welfare class 0 rate. Standard class: 0.6% rate Reducing and exempting class: The issuing bank charges 0.325%, so the fee for the exemption class is generally 0.38%-0.48%. Public welfare category: Public welfare category 0 rate This shows that the payment company's cost rate is 0.4825. The payment company's rate space is 0.6-0.4825. But the operating costs of the payment company are relatively high. So if you see a pos machine with a rate of around 0.5, it is definitely a set of deductible classes or a 0 rate. The payment company must guarantee that the rate will be around 0.54 to maintain its own operation, and other handling fees should be extended to the agent. Therefore, the standard class fee is definitely 0.6 is the most reasonable. There are still a lot of 0.6 seconds to the market, and even the credit card topper is how to do it? Because the second to the funds are paid by the payment company in advance, the cost of advancement is between 0.05% and 0.1%. If the second is only 0.6%, if the bill is in the standard industry, the payment company must lose money, so 0.6 seconds to 100% of the product should be skipped or exempted. There is also a credit card capping machine, which is definitely a 0 rate. In addition, there are still smart phones that look high-end. In fact, they are not used in the bank card collection system. The cost of the Internet is low, so it is not surprising that the credit card is capped. There is an old saying in China, it’s really not cheap, and it’s not cheap! If you use low-rate POS machines again and again, will your card-issuing bank still let you use it? If you stare at it, it is easy to fall into the low rate trap. In the end, there is no guarantee of financial security. Credit card derating, sealing cards are not worth the candle! ! Therefore, everyone should carefully choose a low-rate machine, not just thinking about saving money in front of you, but regret it! ! Standing Garment Steamer,Standing Clothes Steamer,Best Standing Steamer,Standing Steamer For Clothes NINGBO ZHONGJIA ELECTRICAL APPLIANCE CO., LTD. , https://www.foodzhongjia.com
Use standard rate of 0.6% or more
First, the traditional POS machine: 0.6% (the lowest reasonable rate) 