There are a lot of card friends around Jintou Credit Card. When I heard that the credit card was stolen, the account password was stolen and other types of theft incidents, and with the popularity of the network and the prevalence of mobile payment, the technology of stealing cards is also improving. This hidden danger threatens the security of the card. So how do you protect your credit card security? Jintou Credit Card Xiaobian summarizes 12 tips to help you protect your credit card and ensure your funds and account security.

Protect your personal information.

Apply for a credit card through the formal channels of the bank. Do not use the birthday, ID number or simple number as the credit card password. Do not disclose the credit card account number, password, the last three digits of the card, the validity period, the dynamic code and other key information to the staff who claim to be the bank; ID card and credit card are loaned to others for use.

Secure ATM operations.

When inquiring and withdrawing money on the ATM, pay attention to the surrounding environment, be careful that the password is sneaked; the printed ATM transaction order is not discarded at any time; when the ATM machine swallows the card or does not spit, the bank directly calls the bank customer service hotline for help; Bank announcements, don't trust announcements that require customers to transfer money to a designated account.

Ensure the consumption of credit card is safe.

In regular merchant transactions, do not let the bank card leave your line of sight when you use the card; when you sign the purchase order, carefully check the card number, amount and other information; when you lose the password, try to block the operation with your body or the other hand. It is recommended to set a reasonable single POS limit according to your own situation to prevent large-scale piracy.

Don't cash out through merchants.

Credit card cash is illegal. The risk of the cardholder's personal information being leaked may increase the risk of the credit card being stolen. If the bank monitors that the customer has cashed out through the merchant, the credit card may be deferred or stopped.

Ensure online payment security. Online transactions should confirm whether the website is correct; after completing the online transaction, you should withdraw in time; do not conduct online transactions in public places such as Internet cafes.

Obtain official channels when handling online shopping, online returns, and refunds.

If you apply for a refund or return on the shopping website, it is recommended to contact the official customer service before proceeding, do not believe in unidentified calls.

Network payment has the characteristics of virtualized transaction scenarios and relatively weak verification strength, which is mainly targeted at micropayments. Customers are advised to set a reasonable single or one-day transaction limit based on their own circumstances.

For the network payment function, the cardholder can close the card network payment function according to the actual business rules of the card issuing bank according to his own needs, or limit the transaction amount.

Open the SMS reminder service, and keep abreast of the account dynamic information. When the account changes abnormally, contact the issuing bank in time, freeze the account and report the loss of the card to avoid being stolen.

Do not pay through public WIFI in public, so as not to disclose information such as account number and password. Do not scan QR codes of unknown origin, log in to unknown websites, and avoid being implanted with Trojans by criminals.

When receiving a suspicious mobile phone message, please confirm it carefully. If you have any questions, please call the bank customer service hotline directly.

If the cardholder is stolen by credit card, please call the official customer service of the issuing bank immediately, freeze the account or report the loss card in time, and ask the bank to inquire the transaction information. At the same time, immediately conduct a transaction on the nearest ATM or POS machine. The card is frozen and the card will not be successful, but the card can be proven on the cardholder.

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