On a regular Monday, it was basically a groggy experience. The rest of the weekend was not yet over. How can I accept the new happy Monday? Xiaobian is a deep-hearted person. But this Monday, a gentleman's style, no lack of humor, a thorough analysis of "mobile payment survival guide: Who will die before dawn?", suddenly let Xiaobian forget the weekend, this makes Xiaobian lazy, abolished A small meal of rice. I began to embrace the joy of work that I brought on Monday. The article comes from Tiger Sniffing II. He compares mobile payment to a building. Each floor is home to a representative mobile payment provider, mobile phone manufacturer, third-party payment, mobile phone card reader, etc. Of course, his mobile payment The ecosystem is more like a community. The operator is a property, and UnionPay is like a building manager. I manage all the mobile payment methods, but I don’t have much friendship with everyone. However, Xiao Bian feels that UnionPay is a charter woman, whoever has to pay some money. Then the author commented on the status quo of the current popular mobile payment one by one, each analysis is very in place, not dragging the water and sealing the throat. Not only is the analysis thorough, but the writing is also good. Reading the prose is generally a comfortable reading article in the industry. The high flying is not the low bird's attitude, nor the bird's mentality. Xiao Bian believes that this article must be plagiarized! Or a ghostwriter! Otherwise, how is it so good! News Weekly Review can't be written as an article. Recently, Shande seems to be very powerful. OnCard, a third-party payment service company owned by Australian listed company Anka International Group, will hold 50% of its Shanghai Smart Enterprise Service Co., Ltd. The equity was transferred to Shande. Although the State Council has already voiced the opening of the liquidation market and gradually opened up the domestic payment market, it is still difficult for foreign-invested enterprises to apply for payment of licenses. It is precisely because of the issue of payment of licenses that Oncard does not live in the country, and transfers equity, and it is easy to leave. The feeling of this land in China. When foreign capital enters the country, it has always faced the problem of acclimatization. It is not true that foreigners who have not eaten spicy food have communicated with officials. Foreigners have a headache, how to enter the domestic market, how to integrate into the domestic financial environment, and domestic third-party payment, the recent headache is how to face the rectification of the UnionPay central bank. This week, the “New No. 5 Document†also has an eyebrow: “From December 8 onwards all non-financial institutions must initiate self-inspection and rectification at the same time, including the stock merchants must disconnect all without China UnionPay before December 31, 2014. Written permission, direct system connection (interface) established with other members of China UnionPay; complete the re-examination of the scope of cooperation of all outsourcing service organizations, complete all merchants one-to-one, and achieve direct and clear settlement for all merchants, not The merchant category code and special billing identifier will be applied again. The newly added merchants are prohibited from accessing the new merchants in the name of the stock merchants. Once found, they will be included in the list of China UnionPay key normative verification agencies." Popular point of view, UnionPay: "Third-party payment, quickly get the problem of direct connection, or the end of the black." Recently, third-party payment is a high fine, and the executives were arrested, and stopped Third parties pay for some provinces and cities. The third-party payment is not to be said, but it is still paying. The central bank also recently vaguely revealed that the future clearing deduction rate is unified, and the problem of the set number is completely rectified. Mobile payment networks have recently voted, and 50% believe that UnionPay is really hot this time, and it is necessary to completely rectify third-party payments. And 28% still believe that after this period of time, the industry will still return to its original state. 22% of people think that after the reorganization of the combination of boxing, the industry impact is still unknown. The whole method of UnionPay is to prevent third parties from paying for the New Year. Recently, the release of NFC payment methods is indeed a bit more, as if the market has become very active, even the small roommates are running around, and all of them must have NFC recharge? How to use? NFC is going to ordinary The penetration of consumers' lives. Huawei also released news this week that it will release eSE-based NFC payments on the Glory 6Plus. Recently, Meizu released mPay for NFC+ fingerprint recognition, and UnionPay also promoted Android Pay, which is also based on NFC and fingerprint recognition. Only from Apple Pay, the mobile payment method combining NFC and fingerprint recognition has been added, and all parties are following suit. A look at Huawei's NFC payment method, no fingerprints, not happy, the thumb is extended, you show me this? Another piece of information, Xiaobian also shared here, recently, there are constantly mobile Internet POS providers to contact the mobile payment network editorial department, while demanding publicity, but also want to listen to the views as a professional media. Mobile Internet POS is usually a POS solution that supports UnionPay cards, WeChat payment, and Alipay payment. Many POSs are complete machine solutions. In addition, there are also programs to join the merchant's own membership card system. Although micro-POS has been speculating for a long time, Tencent has always stated that it will not introduce hardware POS. However, the relevant POS vendors paid for WeChat and created similar POS. At the same time as WeChat payment and mobile Alipay compete for the line, Xiao Bian believes that this wave will bring the enthusiasm of many startups, launch various Internet POS, let offline merchants enter the O2O business model. However, Xiao Bian only wants to show one state. After this wave of entrepreneurship, the individual feels that the market will return to the traditional POS vendors with technical accumulation and channel advantages. And if a startup company can be dexterous, it may have a chance to quickly occupy some markets before big companies fail to turn around. Otherwise, it is also a small fight, play a concept.
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